We represent North American and UK Market ("national and regional") insurers on all issues of policy interpretation and in defense of bad faith suits involving manuscript and standard form ISO contracts, including multi-insurer, multi-layer insurance programs.
We provide coverage analysis under standard form and manuscript property and casualty policies, general liability, commercial property, boiler and machinery, professional liability, errors and omissions, fidelity, excess, surplus lines, and personal lines:
Liability Insurance
- Evaluate coverage under all types of general liability policies with particular emphasis upon claims for property damage and bodily injury, as well as advertising injury and personal injury offenses;
- Evaluate and advocate insurer’s coverage position during settlement negotiation in claims against policyholders;
- Evaluate policyholder liability and perform damage assessment;
- Monitor underlying litigation on behalf of primary and excess layer insurers. Prepare strategies for minimizing loss in high exposure claims;
- Pursue and defend additional insured rights. Implement allocation of loss among multiple insurers. Address and resolve inter-insurer disputes in handling underlying claims against mutual insureds; and
- Monitor underlying litigation on behalf of excess insurers.
Property Insurance
- Claim investigation strategies for catastrophe and program losses: earthquake, flood, firestorm, theft, arson, business interruption, fraud, contamination, builders’ risk, fidelity boiler and machinery;
- Examinations under oath, investigation of suspicious claims, and coordination with insurers’ Special Investigation Units Errors & Omissions Insurance;
- Evaluate coverage under “claims made and reported” policies insuring accountants, architects/engineers, attorneys, investigators, insurance brokers and adjusters, realtors, and specialty programs; and
- Employment practices insurance.
Insurance Litigation
- Complex and high exposure coverage litigation;
- Bad faith suits seeking contractual and extra-contractual damages; and
- Inter-insurer contribution and indemnity litigation.
Appellate Practice
- Represent clients in appeals at every level of the federal and state appellate courts.